Latest Articles from Willcon Finance

Check out the latest blog posts from Willcon Finance

Featured Articles

Image for Top tips to buy a two bedroom property as a first home buyer

25th August 2026

Top tips to buy a two bedroom property as a first home buyer

A two bedroom property can be an accessible entry into the Melbourne property market with the right deposit, loan structure, and state and federal support.
Image for Top tips to maximise extra repayments on your home loan

20th August 2026

Top tips to maximise extra repayments on your home loan

How essential workers can use extra repayment strategies to reduce interest costs and build equity faster on owner occupied home loans.
Image for Do you know how lenders calculate borrowing capacity?

11th August 2026

Do you know how lenders calculate borrowing capacity?

Understanding how your income, expenses, and employment type affect what you can borrow for a home loan.
Image for The Easiest Way to Use an Offset Account on Your Home Loan

4th August 2026

The Easiest Way to Use an Offset Account on Your Home Loan

How offset accounts work, what they cost, and whether the structure makes sense for educators managing irregular income and school holiday savings patterns.

First Home Buyers

Image for Top tips to buy a two bedroom property as a first home buyer

25th August 2026

Top tips to buy a two bedroom property as a first home buyer

A two bedroom property can be an accessible entry into the Melbourne property market with the right deposit, loan structure, and state and federal support.
Image for First Home Buyer Mistakes: The Dos and Don'ts

16th June 2026

First Home Buyer Mistakes: The Dos and Don'ts

Avoiding the common errors that cost Bundoora first home buyers thousands in additional interest, deposit assistance, and time to settlement.

Home Loans

Image for Top tips to maximise extra repayments on your home loan

20th August 2026

Top tips to maximise extra repayments on your home loan

How essential workers can use extra repayment strategies to reduce interest costs and build equity faster on owner occupied home loans.
Image for Do you know how lenders calculate borrowing capacity?

11th August 2026

Do you know how lenders calculate borrowing capacity?

Understanding how your income, expenses, and employment type affect what you can borrow for a home loan.
Image for The Easiest Way to Use an Offset Account on Your Home Loan

4th August 2026

The Easiest Way to Use an Offset Account on Your Home Loan

How offset accounts work, what they cost, and whether the structure makes sense for educators managing irregular income and school holiday savings patterns.
Image for Avoid These 5 Mistakes in Your Home Loan Application

4th August 2026

Avoid These 5 Mistakes in Your Home Loan Application

Incomplete documentation delays approval and can cost you the property. Learn what lenders require and how to prepare your application correctly.
Image for Avoid These 4 Mistakes When Buying a Larger Family Home

9th July 2026

Avoid These 4 Mistakes When Buying a Larger Family Home

What Mill Park families need to know about borrowing capacity, loan structure, and lender requirements before upsizing to a bigger property.
Image for Everything You Need to Know About Mortgage Features

9th July 2026

Everything You Need to Know About Mortgage Features

Understanding which home loan features will save you money and which ones you'll never use matters more than chasing the lowest advertised rate.
Image for Beginner's Guide to Home Loan Terms and Conditions

2nd July 2026

Beginner's Guide to Home Loan Terms and Conditions

Understanding the fine print in your loan contract helps you avoid unexpected costs and choose features that actually match your work schedule and income patterns.
Image for Unlock the Secrets to Timing Your Home Loan Rate

16th June 2026

Unlock the Secrets to Timing Your Home Loan Rate

Why waiting for the perfect rate often costs Mill Park buyers more than locking in now and refinancing later

Investment Loans

Image for Beginner's Guide to Building a Property Portfolio

31st July 2026

Beginner's Guide to Building a Property Portfolio

How essential workers can use structured borrowing and deposit planning to acquire multiple investment properties while managing risk and maintaining serviceability.

Refinancing

Image for Top Strategies to Refinance for Better Loan Flexibility

22nd July 2026

Top Strategies to Refinance for Better Loan Flexibility

How essential workers can use refinancing to unlock features that match shift work, investment plans, and changing financial circumstances.
Image for Refinancing to Access Equity for Renovations

28th May 2026

Refinancing to Access Equity for Renovations

How South Morang homeowners can unlock property equity to fund home improvements while maintaining healthy loan structures and manageable repayments.

Recent Articles

Image for Why Duplex Construction Loans Work in South Morang

26th May 2026

Why Duplex Construction Loans Work in South Morang

How construction finance structures for duplex development differ from standard home loans, with progressive drawdown schedules and dual valuation requirements.
Image for Smart ways to refinance and access equity for business

21st May 2026

Smart ways to refinance and access equity for business

How Bundoora property owners can release equity from their home to fund business expansion without selling or disrupting their current mortgage structure.
Image for Refinancing Application Fees: What You'll Pay

19th May 2026

Refinancing Application Fees: What You'll Pay

Understanding application fees when you refinance your home loan helps you compare actual costs and avoid paying more than necessary.
Image for Why Economic Factors Should Shape Your Home Loan Strategy

18th May 2026

Why Economic Factors Should Shape Your Home Loan Strategy

Understanding inflation, Reserve Bank decisions, and employment patterns will help first home buyers and refinancers in Mill Park make informed borrowing decisions.
Image for Off-the-Plan Home Loans: Settlement Risks to Assess

10th May 2026

Off-the-Plan Home Loans: Settlement Risks to Assess

How to secure finance for an off-the-plan property in Bundoora when settlement occurs 12 to 24 months after purchase
Image for Fixed vs Variable vs Split Loans: What First Home Buyers Need to Know

30th April 2026

Fixed vs Variable vs Split Loans: What First Home Buyers Need to Know

Understanding which home loan structure suits your situation in Bundoora can save you thousands over the life of your mortgage.
Image for Fixed Rate Loans and Offset Accounts: How They Work

28th April 2026

Fixed Rate Loans and Offset Accounts: How They Work

Understanding how fixed interest rates and offset accounts interact could change your decision when choosing between loan structures for your South Morang property.
Image for The deposit you need to secure a home loan in South Morang

22nd April 2026

The deposit you need to secure a home loan in South Morang

Understanding deposit requirements, Lenders Mortgage Insurance, and how to build a stronger application whether you're buying your first home or refinancing.
Image for Fixed Rate Investment Loans at Different Life Stages

16th April 2026

Fixed Rate Investment Loans at Different Life Stages

How fixed rate investment property loans work when you're starting out in South Morang, refinancing mid-career, or building a portfolio approaching retirement.
Image for What Are the Key Steps to Buying a Semi-Detached Home?

14th April 2026

What Are the Key Steps to Buying a Semi-Detached Home?

A comprehensive guide for first home buyers in South Morang looking to purchase a semi-detached house with confidence.
Image for Do You Know How Extra Repayments Can Save You Thousands?

9th April 2026

Do You Know How Extra Repayments Can Save You Thousands?

Discover proven extra repayment strategies that can help first home buyers and refinancers in Bundoora reduce their home loan faster.
Image for Smart Ways to Approach Fixed Rate Home Loans

7th April 2026

Smart Ways to Approach Fixed Rate Home Loans

Discover how fixed interest rate home loans can help Mill Park residents achieve home ownership while maintaining financial stability and predictable repayments.
Image for Investment Loan Comparison: Key Points to Consider

2nd April 2026

Investment Loan Comparison: Key Points to Consider

Discover how to compare investment loan options and find the right property investor loan for your financial goals in Bundoora.
Image for How to Finance a Purchase and Renovation Project

31st March 2026

How to Finance a Purchase and Renovation Project

Understanding construction loans and renovation finance options for buyers looking to purchase and transform property in South Morang.
Image for Smart Tips to Boost Your Home Loan Borrowing Capacity

26th March 2026

Smart Tips to Boost Your Home Loan Borrowing Capacity

Learn how to improve borrowing capacity and secure the home loan you need for property ownership in South Morang
Image for Guide to Home Loans for Purchasing a Terrace House

26th March 2026

Guide to Home Loans for Purchasing a Terrace House

Discover how to secure the right home loan when purchasing a terrace house in South Morang and surrounding areas.
Image for Variable Rate Home Loans at Different Life Stages

26th March 2026

Variable Rate Home Loans at Different Life Stages

Understanding how variable rate home loans can adapt to your changing financial needs throughout various stages of life in Mill Park.
Image for Understanding Borrowing Capacity for Your Home Loan

26th March 2026

Understanding Borrowing Capacity for Your Home Loan

Learn how to improve borrowing capacity and what lenders assess when you apply for a home loan in Bundoora

Ready to chat to one of our team?

Book Appointment